Sberbank’s standard cash withdrawal limits are only 150,000 rubles per day, and increase to 500,000 rubles per day if you activate the SberPrime+ subscription. However, this is not enough. But there is a way to bypass these limits.
This way is to create several accounts, the exclusive limit is 500 000 rubles. The maximum number of accounts you can get, 5 accounts.
You can re-create an account, increase the withdrawal limit. Thus, you can lead to any amount reached the amount of withdrawal limits per account.
However, there is a one-time excess – the amount you can withdraw from one account must not exceed 500,000 rubles. This is a one-time limit set on withdrawals from one account.
Method #2: Optimize interbank transfers.
Usually the rates in Sberbank and Raiffeisen are lower than in Tinkoff, so purchases are often made there, and sales – in Tinkoff. This requires a transfer from Tinkoff to Sberbank or Raiffeisen via SBP, which closes the circle.
However, Tinkoff has a limit of 5,000,000 rubles per month for interbank transfers through SBP. Many people do not unscrew this bundle after reaching this limit, but in fact it can be successfully further spun.
To do this, you need to make a transfer using the details.
In order to make a transfer by bank details, you need to log in to your personal cabinet tinkoff.ru and get the option of action: “Payments” → ‘Transfer’ → ‘By details’. Then the details of the recipient’s bank are required: BIK, full name of the recipient and, if necessary, the purpose of the payment. Finally, enter the account amount and press “Transfer”. The transfer takes up to 60 minutes.
I hope these methods of bypassing limits will be useful to you.
